The system of online payments for purchases made on the Internet has always been dominated by credit cards. This is no longer true. Happybuyer.org is offering people who don't have a credit card or bank account the opportunity to purchase products or services online with cash in any website.

Happy buyers.
"Happy Buyer is the first and only cash to credit card conversion service on the Web" says Happy Buyer's president Dick Detering who is based in Cebu City, the Philippines. "Cardless buyers can pay Happybuyer at any Western Union Bank or MoneyGram outlet for their online purchases. While the service is free for merchants, consumers have to pay 10 percent service fee with a minimum of US Dollar 10. To enjoy the free service, merchants need to link to Happy Buyer the entrepreneur explains.

No credit card.
Detering continues "Approximately 90 percent of the world population (currently 6.5 billion people) has no credit card. That's 5.85 billion people without a credit card. About 10 percent of this group, which is equal to 585 million, regularly try to shop online. They hope to be able to pay on the Internet with cash but in most cases they can't. So online merchants miss out on approximately 585 million potential clients".

Declined credit cards.
Detering also said that about 25 percent of online credit card transactions are declined for all sorts of reasons, which would mean that merchants are missing out on an additional 162.5 million potential buyers.

Missed customers.
"Based on the above mentioned figures, Internet based companies are missing out on about 747.5 million potential customers. Commercial websites could substantially increase their sales by accepting cash on their websites in conjunction with credit cards" he added.

About Happy Buyer
The Philippine-based company Happy Buyer Inc. provides a cash payment solution for online merchants and consumers. Since its inception in June 2007, the new system has proven to be a pace-setter in the rapidly-developing field of online shopping and Happy Buyer is drawing large numbers of consumers and merchants. President is Dick Detering, an experienced Entrepreneur and Internet Marketing Specialist from the Netherlands. The company has 25 employees and is growing at a fast speed. The newest addition is a web site especially developed for Adobe customers.

Contact Information.
Happy Buyer Inc.
Opening times: 9am-6pm Mo-Sa Local Time.
Contact person: Mr. Dick Detering. Mr Detering is available for interviews from 1pm-11pm Local Time.
B. Rodriguez St. 14
Cebu City
Cebu
6000 Philippines
Tel +63-9174338692 9am-6pm Mo-Sa Local Time.
Fax +1-832-550-3678
Email service@happybuyer.org

Released on: Nov 3, 2007

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